The Team
People behind
the platform
We combine institutional structuring with specialist credit execution — always aligned, always accountable, always security-first.
Avalon Financial focuses on short-duration, first-charge lending, with conservative leverage typically around 65% net LTV, building on a team track record of over £350m of real estate loans structured.
Co-Founders
Principals
Not intermediaries
Braunwalder
Philipp is a co-founder of Avalon Financial, a UK-based private debt platform focused on short-duration, asset-backed lending.
He previously founded and led the UK business of Swiss Finance & Property, where he built the platform, structured transactions and managed institutional partnerships — including joint ventures with Redevco across the UK, Spain and Portugal. He also held board-level roles within associated operating entities, including the Iberian hospitality joint venture platform.
Earlier in his career, he worked at Turner Construction in the US, as well as UBS and Barclays, gaining experience across development, financing and capital markets.
Baker
Harry is the co-founder of Avalon Financial, where he leads origination, underwriting and execution across the platform.
He was previously Head of Credit at Aspen Bridging, responsible for underwriting strategy, credit policy and portfolio risk management during a period of sustained growth. He later worked within Swiss Finance & Property's UK platform, including board-level involvement in its Iberian hospitality joint venture with Redevco.
At Avalon, Harry focuses on originating opportunities, structuring transactions and actively managing risk through to exit.
Every transaction is structured, executed and managed by the same people responsible for the outcome.
Senior Advisors
Independent perspective
Institutional experience
Our advisors provide independent input across credit, risk and governance — bringing experience from senior roles in international banking and capital markets.

Marc advises Avalon Financial on credit discipline and risk. He spent five years at Goldman Sachs within the Chief Underwriting Office, where he was a voting member of the Global Credit Markets Capital Committee, approving large scale financing transactions.
He began his career at HSBC and brings a disciplined, downside-focused approach to underwriting.

Peter advises Avalon Financial on strategy, governance and institutional positioning. He served as Chief Executive Officer of HSBC Private Bank (Suisse) SA from 2002 to 2008, having previously held senior roles at UBS across Tokyo, London and Zurich.
With over three decades of experience in international banking and wealth management, he provides strategic perspective and governance oversight.
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Avalon Financial?
Deploy capital, structure a transaction or obtain independent advice — speak directly with the team.
The information provided on this website is for general informational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security, financial product, or service. Avalon Financial does not conduct any activities regulated by the Financial Conduct Authority (FCA) and does not provide services to retail clients. All information is intended solely for professional investors, institutions, or qualified counterparties. Capital at risk. © 2025 Avalon Financial Ltd
