Team — Avalon Financial

Avalon Financial focuses on short-duration, first-charge lending, with conservative leverage typically around 65% net LTV, building on a team track record of over £350m of real estate loans structured.

Co-Founders

Principals
Not intermediaries

Philipp Braunwalder
Director
Philipp
Braunwalder

Philipp is a co-founder of Avalon Financial, a UK-based private debt platform focused on short-duration, asset-backed lending.

He previously founded and led the UK business of Swiss Finance & Property, where he built the platform, structured transactions and managed institutional partnerships — including joint ventures with Redevco across the UK, Spain and Portugal. He also held board-level roles within associated operating entities, including the Iberian hospitality joint venture platform.

Earlier in his career, he worked at Turner Construction in the US, as well as UBS and Barclays, gaining experience across development, financing and capital markets.

Harry Baker
Director
Harry
Baker

Harry is the co-founder of Avalon Financial, where he leads origination, underwriting and execution across the platform.

He was previously Head of Credit at Aspen Bridging, responsible for underwriting strategy, credit policy and portfolio risk management during a period of sustained growth. He later worked within Swiss Finance & Property's UK platform, including board-level involvement in its Iberian hospitality joint venture with Redevco.

At Avalon, Harry focuses on originating opportunities, structuring transactions and actively managing risk through to exit.

Principal-led. Not intermediary-driven.

Every transaction is structured, executed and managed by the same people responsible for the outcome.
Origination
Transactions are sourced through established broker and direct relationships. Selectivity — not volume — defines what we pursue.
Underwriting
Every position is underwritten to the same standard: senior secured, conservative leverage and defined exit.
Execution
Capital is deployed only once diligence is complete — with active oversight through to exit or recovery.
Alignment
We earn from outcomes, not complexity. Principal-led structures ensure alignment with investor interests.

Senior Advisors

Independent perspective
Institutional experience

Our advisors provide independent input across credit, risk and governance — bringing experience from senior roles in international banking and capital markets.

Marc Scrimshire
Marc Scrimshire
Senior Advisor — Credit & Risk

Marc advises Avalon Financial on credit discipline and risk. He spent five years at Goldman Sachs within the Chief Underwriting Office, where he was a voting member of the Global Credit Markets Capital Committee, approving large scale financing transactions.

He began his career at HSBC and brings a disciplined, downside-focused approach to underwriting.

Peter Braunwalder
Peter Braunwalder
Senior Advisor — Strategy & Governance

Peter advises Avalon Financial on strategy, governance and institutional positioning. He served as Chief Executive Officer of HSBC Private Bank (Suisse) SA from 2002 to 2008, having previously held senior roles at UBS across Tokyo, London and Zurich.

With over three decades of experience in international banking and wealth management, he provides strategic perspective and governance oversight.

Ready to work with
Avalon Financial?

Deploy capital, structure a transaction or obtain independent advice — speak directly with the team.